HELP HELP HELP!!! I was given 100.00 credit effective upon paying my 2nd months bill. I received the first part of it last month but this months payment you are charging me a full payment when I should have a 43.00 credit. I budgeted for this 14.00 payment and if you take the full payment you will overdraft my bank account. What number can I call to speak with a person about this problem.